Home Rehabilitation
This program provides home improvements which meet Michigan State Housing Development Authority's (MSHDA) Housing Quality Standards (HQS) for issues related to roofing, furnace and plumbing as well as many others.
CAA provides home inspections and acts as fiduciary agent (trustee). Home Rehabilitation consists of a loan which must be repaid. After five years, however, 50% of the loan is forgiven. There is no interest on the loan and it can be deferred until the sale of the home or until refinancing.
CAA also offers Emergency Repairs which are those immediate repairs considered to be necessary to prevent a threat to health or safety.
Rules
Recipients must be residents of Ottawa County. Homes located in the City of Holland are not eligible for this program but may be eligible for the City of Holland's Home Repair Program, (616) 355-1330.
If your home is purchased through a Land Contract, you and the Land Contract holder must agree to the repairs. Your home must have a home-owners insurance policy.
Manufactured homes are eligible only if they are attached to a permanent foundation. Rental units are not eligible. You must provide all documentation required by Community Action Agency which includes the deed to the house, homeowners insurance, tax returns, and bank statements. See a CAA specialist for a complete list when applying.
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Home Rehabilitation Program - Income Guidelines
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| Family Size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| 40% | 23,440 | 26,760 | 30,120 | 33,440 | 36,120 | 38,800 | 41,480 | 44,160 |
| 50% | 29,300 | 33,450 | 37,650 | 41,800 | 45,150 | 45,150 | 51,850 | 55,200 |
| 60% | 35,160 | 40,140 | 45,180 | 50,160 | 54,180 | 58,200 | 62,220 | 66,240 |
| 70% | 41,020 | 46,830 | 52,710 | 58,520 | 63,210 | 67,900 | 72,590 | 77,280 |
| 80% | 46,850 | 53,550 | 60,250 | 66,900 | 72,300 | 77,650 | 83,000 | 88,350 |
Who Qualifies
Families living in occupied single-family homes whose combined annual income does not exceed the income figure in the chart above. These income limits change annually. These numbers apply to 2021 only but provide a general guideline.
How Do I Qualify?
Recipients must have house payments and property taxes paid up to date. See CAA for an application.
