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Community Action Agency

Home Rehabilitation

This program provides home improvements which meet Michigan State Housing Development Authority's (MSHDA) Housing Quality Standards (HQS) for issues related to roofing, furnace and plumbing as well as many others.

CAA provides home inspections and acts as fiduciary agent (trustee). Home Rehabilitation consists of a loan which must be repaid, however, there is no interest on the loan and it can be deferred until the sale of the home or until refinancing.

CAA also offers Emergency Repairs which are those immediate repairs considered to be necessary to prevent a threat to health or safety.

Rules

Recipients must be residents of Ottawa County. Homes located in the City of Holland are not eligible for this program but may be eligible for the City of Holland's Home Repair Program, (616) 355-3133.

If your home is purchased through a Land Contract, you and the Land Contract holder must agree to the repairs. Your home must have a home-owners insurance policy.

Manufactured homes are eligible only if they are attached to a permanent foundation. Rental units are not eligible. You must provide all documentation required by Community Action Agency which includes the deed to the house, homeowners insurance, tax returns, and bank statements. See a CAA specialist for a complete list when applying.

Home Rehabilitation Program - Income Guidelines
Family Size 1  2  3  4  5  6  7  8
40% 21,560 24,640 27,720 30,800 33,280 35,760 38,200 40,680
50% 26,950 30,800 34,650 38,500 41,600 44,700 47,750 50,850
60% 32,340 36,960 41,580 46,200 49,920 53,640 57,300 61,020
70% 37,730 43,120 48,510 53,900 58,240 62,580 66,850 71,190
80% 43,150 49,300 55,450 61,600 66,550 71,500 76,400 81,350

Who Qualifies

Families living in occupied single-family homes whose combined annual income does not exceed the income figure in the chart above. These income limits change annually. These numbers apply to 2017 only but provide a general guideline.

How Do I Qualify?

Recipients must have house payments and property taxes paid up to date. See CAA for an application.